Aion

Digital and financial inclusion powered by you

Lend funds and phones to African entrepreneurs

How it works

We evaluate the entrepreneur

by partnering with largest African service providers and small savings groups for assessing entrepreneur's trustworthiness

You lend money or an old phone

on the Aion Sigma platform, which turns phones into collateral for our local partners

Entrepreneur leases a phone

from our local partner in Africa on fair and flexible terms

You receive your funds back

with time as the entrepreneur pays for the lease and you regain the money you lent to Aion Sigma

Green economy,
fair finance and internet for all

- is what we believe in

Smartphones with internet connection is what every one of us needs for successful and essential civic & cultural participation in the digital world.

The challenge we set on is to narrow the gap. 75% of African population is unable to afford a smartphone. We have already helped over 10,000 entrepreneurs across Zambia, Nigeria and Kenya.  

0
African countries participate in the programme
0 K+
Individuals got loans for buying smartphones
$ 1 M+
In loans have been disbursed through the Program

Our success stories

Today, our solution is available in Zambia, Nigeria and Namibia. We also have piloted it in Kenya with Equitel. Read the stories, written by our founders below.

Zambia

Zambia

In Zambia Aion Sigma have partnered with Musanga Logistics to provide smartphones for their employees - tractor drivers. They now can access route and traffic information, location tracking and maps as well as instant messaging and productivity support applications.  

Nigeria

Nigeria

Aion Sigma enabled access to finance and digital life for more than 10,000 people in Nigeria presently and growing. Our local partners continuously improve their customer acquisition and retention, which they have gained through employing Aion Sigma’s novel banking, credit and telecommunications service. 

Namibia

Namibia

Aion Sigma's African home-base is in Windhoek at the University of Turku's (UTU) Future Tech Lab. At the shared campus (University of Namibia) we research key technologies to us. AI with a focus on individual empowerment and trust as it applies to digital and financial inclusion - and distributed autonomous organizations, DAOs.

Our partners

If you are interested in becoming a partner, please feel free to contact us.

Fintech to all: From access to economic empowerment

On the 4th of March Aion Sigma hosted Empower Africa with Impact Business stage talks as a part of the Helsinki Nordic Impact Week. Susanne Hannestad, the CEO of Fintech Mundi, walks-and-talks financial inclusion and is also mentoring us and the other few lucky teams at MasterCard Lighthouse MASSIV...

Entrepreneurs and innovators looks to tackle the global challenges – Aion Sigma

Entrepreneurs and innovators looks to tackle the global challenges

The reflection blog is based on the original Medium column ‘Pivot the world’ of Jari Ala Ruona, co-entrepreneur at Aion Sigma, a start-up of financial and digital inclusion. Heading towards a global pandemic and difficult time of governance, the global economy would face a decade of stagnation. Democratic economies...

We battle Corona with 2nd hand phones.

We don't throw phones at Corona - we collect and sell phones to fund our programs in Africa.